On Florida roads, bicyclists ride alongside cars, trucks, buses, etc. All the while, they must look out for any pedestrians or stationary objects that may be in their way. This is why bicycle accidents are reported far too frequently in the state. And if you are ever involved in one, you may be wondering how insurance may cover your injuries and other damages. Continue reading to learn whether an at-fault driver’s insurance will cover your bicycle accident and how an experienced Riverview personal injury lawyer at The Frank Santini Law Firm can help you navigate this.
Automobile drivers at most commonly at fault for bicycle accidents. Examples of driver negligence that leads to such accidents read as follows:
Notably, the state of Florida follows no-fault insurance law. This means that all Florida drivers must carry personal injury protection insurance so to pay for the medical expenses and other accident-related damages that they may be at fault for. With that being said, if you are involved in a bicycle accident due to a negligent driver, you may be able to file a claim with their insurance company.
It is important to note that even if you believe that you are partially responsible for your bicycle accident, you may still recover your damages from the other party’s insurance company. However, your award may be reduced by the percentage of fault that has been assigned to you.
Bicycle accidents do not just occur between bicycles and automobiles. They also commonly occur between bicycles and pedestrians, other bicycles, or stationary objects. Insurance may cover these different types of situations differently, and they read as follows:
For more, contact a skilled Hillsborough County auto accident lawyer today.
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